Goda, G. M. Levy, C. F. Manchester, A. Sojourner, J. Tasoff, J. Xiao (2022) Are Retirement Planning Tools Complements or Substitutes to Financial Capability?  
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McDevitt, R. & A. Sojourner (2023) The Need for Speed: Demand, Regulation, and Welfare on the Margin of Alternative Financial ServicesReview of Economics and Statistics.
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Policy brief (3-pager) Albany (N.Y.) Times-Union op-ed: Banks need to accelerate and improve payment systems
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